FAQ

What do the terms Payday Loan or Cash Advance actually mean?
Payday loan means that the direct lender provides you with an unsecured cash advance that you will need to have returned by your next payday. This is a commonly used kind of financial assistance employed at times of economical emergencies that helps to save on belated billing penalties. The sum of a payday loan normally equals to $1000.00 that can be obtained during a few hours. Borrowers can have their payday loans deposited on any type of banking account that they happen to be holders of.

How are payday loans supposed to be used?
The money lender company is not interested in a way that you are going to spend your money in. the majority of borrowers, however, apply for a payday loan online when faced with unexpectedly urgent financial emergency.

What is the biggest amount of a payday loan?
The first-comers are normally granted an instant payday loan that does not surpass $1000.00. However, once you successfully returned the money, you have a possibility to get a bigger payday loan ($1500). No matter how big is the payday loan that you are applying for, you still have the option to get it electronically deposited on whichever type of account you hold overnight.

How high is the interest?
The percent of interest that we charge for using our financial products is considerably lower than those imposed by our competitors and range between $25 to $30 per each $100 that you borrow, which brings the amount of fees paid for the loan to 75.00 to $90.00 if you take a loan of, for example, $300, depending on the term of the credit.

How do I qualify for a loan?
The requirements for applicants for payday loans are not so strict as for traditional credits. The payday loans you get online do not require excessive amounts of documents faxed. And this considerably simplifies the procedure of qualification. You have great chances to get approved for a payday loan even if you had bad credit experience in the past. Here is the list of requirements that payday loan applicants are expected to meet:

- Employment or get income on regular base
- Receive a monthly income of min. $1000 per month
- Be of full age and a U.S. citizen
- Being able to receive savings or checking account.

How do I get started?
To qualify for one of our online payday loans, an applicant needs to fill out the application form that can be found at our website and then wait for a fairly brief period of time for our staff member to get in touch with you during any of weekdays.

What kind of information am I supposed to provide?
The information that needs to be presented is your personal data consisting of your full name, postal address, the information about your employer and picture identification.

Can I count on my personal information staying private?
Our company%uFFFDs privacy policy implies keeping the information shared with us by our borrowers absolutely secured and private. We use strong protection encryption code (SSL) for enhancing the safety of the personal information entrusted to us.

Do I need to pay for applying for a payday loan?
We do not charge any application fee from our potential borrowers. You can receive up to $1000.00 without the need to pay any sort of application fees.

Can I refuse taking a loan after I submitted an application?
Expressing a wish to get credited by our company does not mean that you are committed to receiving it. During the process of online application you will have a few opportunities to renounce your willingness to cooperate at several stages. After you have made a final confirmation and the borrowed sum of money was successfully deposited on your account you cannot opt-out of the deal.

What if I have bad credit?
Bad credit will not prevent you from receiving a payday loan at Payday Loans - Get payday loans of up to $1000.00 overnight.Cash is deposited directly to your account. Our friendly managers will work with you, even if you have already been turned down by other lenders.

Do I need to be a real estate owner to qualify for a loan?
You do not need to be a homeowner to qualify for one of our instant payday loans online.

Are there any documents that need to be faxed?
We distribute our internet payday loans on completely faxless base, which means that you do not need to have a fax machine to qualify for our credit.

Can I apply for a new payday loan if I still have not repaid the previous one?
No, you cannot. You have to sink all your existing crediting debts before applying for a new payday loan.